Best PayNearMe Online Casinos in the US for 2025
PayNearMe online casinos in the US provide local players with cash-friendly deposits through thousands of retail locations including 7-Eleven, CVS Pharmacy, and Family Dollar stores. It lets you fund your online casino account with cash at nearby convenience stores without needing a bank account or credit card. The system generates a barcode that cashiers scan to process your deposit, making online gambling accessible to players who prefer or require cash-based transactions.
Through evaluation and testing of deposit processing speeds, retail location availability, customer support quality, and overall transaction reliability, the table below highlights top-rated PayNearMe online casinos across the regulated states, helping you find operators that make cash deposits simple and convenient.
| Featured PayNearMe Casino: | BetRivers |
|---|---|
| Rating: | 4.75/5 |
| Welcome Bonus: | Up to $500 Back + 500 Bonus Spins |
| Secure Link: | Deposit at BetRivers |
Top-Rated PayNearMe Casino Sites
| US Online Casino | Rating | Bonus | Bonus Code | All Casino Games | Legal in States | Website | Terms |
|---|---|---|---|---|---|---|---|
| BetRivers | 4.90/5 | Up to $500 Back + 500 Bonus Spins |
WELCOME
|
2,000+ | NJ, PA, WV, MI | mi.betrivers.com | T&Cs apply. 21+. New customers only. Must be physically present in NJ, MI, or WV. First deposit $10+ with code CASINOBACK required. Get 100% of net casino losses back (up to $500) from first 24 hours as 1x Bonus Money. Bonus must be activated and wagered within 30 days. Bonus excluded from Baccarat and Roulette. One per customer. Gambling problem? Call 1-800-GAMBLER. |
| Caesars Palace | 4.85/5 | 100% up to $1,000 + 2,500 Reward Credits |
Not Needed
|
1,800+ | MI, PA, WV | caesarspalaceonline.com | Must be 21+ and physically present in MI, NJ, PA and WV only. New users and first deposit only. Must register using eligible promo code. Wager $25+ to receive 2,500 Reward Credits. Max. deposit-match bonus of $2,500. Minimum wagering within 7 days required to unlock bonuses. NJ bonuses apply to slot play only. Full terms and wagering requirements at Caesarspalaceonline.com/promos. Void where prohibited. Know When To Stop Before You Start.® Gambling Problem? MI: Call the Michigan Problem Gambling Helpline at 1-800-270-7117; NJ, WV, PA (Affiliated with Harrah's Philadelphia): If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537) or WV: Visit 1800gambler.net; ON: Visit connexontario.ca or call 1-866-531-2600 or text CONNEX to 247247. |
| Stardust Casino | 4.70/5 | 50% Cash Back Up to $150 On 1st Deposit |
Not Needed
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1,100+ | NJ | nj.stardustcasino.com | Valid for new customers only. Min. deposit $10. 100% match up to $100 bonus plus 200 spins on Starburst. Must select offer at deposit to receive bonuses. 20X play-through requirements. Only qualified games contribute towards wagering. 7 days validity period. Terms & conditions apply. |
| bet365 | 4.65/5 | 100% up to $1,000 |
Not Needed
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1,500+ | NJ | casino.nj.bet365.com | T&Cs apply. 21+. New bet365 Casino customers only. PA residents. Offer valid from Mar 17 – Aug 4, 2025. Register and deposit $10+ to qualify. Claim to reveal 5–50 free spins. Up to 10 reveals allowed over 20 days (max 500 spins). Spins valid on select games only. No wagering required. Spins expire in 7 days. Gambling problem? Call 1-800-GAMBLER. |
| Michigan Online Casino | Rating | Bonus | Bonus Code | All Casino Games | Payout Speed | Website | Terms |
|---|---|---|---|---|---|---|---|
| BetRivers | 4.90/5 | Up to $500 Back + 500 Bonus Spins |
WELCOME
|
2,000+ | Instant – 1 Day | mi.betrivers.com | T&Cs apply. 21+. New customers only. Must be physically present in NJ, MI, or WV. First deposit $10+ with code CASINOBACK required. Get 100% of net casino losses back (up to $500) from first 24 hours as 1x Bonus Money. Bonus must be activated and wagered within 30 days. Bonus excluded from Baccarat and Roulette. One per customer. Gambling problem? Call 1-800-GAMBLER. |
| Caesars Palace | 4.85/5 | 100% up to $1,000 + 2,500 Reward Credits |
Not Needed
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1,800+ | 1 – 3 Days | caesarspalaceonline.com | Must be 21+ and physically present in MI, NJ, PA and WV only. New users and first deposit only. Must register using eligible promo code. Wager $25+ to receive 2,500 Reward Credits. Max. deposit-match bonus of $2,500. Minimum wagering within 7 days required to unlock bonuses. NJ bonuses apply to slot play only. Full terms and wagering requirements at Caesarspalaceonline.com/promos. Void where prohibited. Know When To Stop Before You Start.® Gambling Problem? MI: Call the Michigan Problem Gambling Helpline at 1-800-270-7117; NJ, WV, PA (Affiliated with Harrah's Philadelphia): If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537) or WV: Visit 1800gambler.net; ON: Visit connexontario.ca or call 1-866-531-2600 or text CONNEX to 247247. |
| New Jersey Online Casino | Rating | Bonus | Bonus Code | All Casino Games | Payout Speed | Website | Terms |
|---|---|---|---|---|---|---|---|
| BetRivers | 4.90/5 | Up to $500 Back + 500 Bonus Spins |
WELCOME
|
2,000+ | Instant – 1 Day | nj.betrivers.com | T&Cs apply. 21+. New customers only. Must be physically present in NJ, MI, or WV. First deposit $10+ with code CASINOBACK required. Get 100% of net casino losses back (up to $500) from first 24 hours as 1x Bonus Money. Bonus must be activated and wagered within 30 days. Bonus excluded from Baccarat and Roulette. One per customer. Gambling problem? Call 1-800-GAMBLER. |
| bet365 | 4.65/5 | 100% up to $1,000 |
Not Needed
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1,500+ | 1 – 3 Days | casino.nj.bet365.com | T&Cs apply. 21+. New bet365 Casino customers only. PA residents. Offer valid from Mar 17 – Aug 4, 2025. Register and deposit $10+ to qualify. Claim to reveal 5–50 free spins. Up to 10 reveals allowed over 20 days (max 500 spins). Spins valid on select games only. No wagering required. Spins expire in 7 days. Gambling problem? Call 1-800-GAMBLER. |
| Stardust Casino | 4.70/5 | 50% Cash Back Up to $150 On 1st Deposit |
Not Needed
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1,100+ | Instant – 1 Day | nj.stardustcasino.com | Valid for new customers only. Min. deposit $10. 100% match up to $100 bonus plus 200 spins on Starburst. Must select offer at deposit to receive bonuses. 20X play-through requirements. Only qualified games contribute towards wagering. 7 days validity period. Terms & conditions apply. |
| Pennsylvania | Rating | Bonus | Bonus Code | All Casino Games | Payout Speed | Website | Terms |
|---|---|---|---|---|---|---|---|
| BetRivers | 4.90/5 | Up to $250 + 500 Bonus Spins |
WELCOME
|
2,000+ | Instant – 1 Day | pa.betrivers.com | Make your First Deposit of $50 or more and use Bonus Code PACASINO250 to receive $250 for Casino Games! We have a 1x play-through requirement on all of our bonuses - that means that after you activate your bonus, you only have to wager through 1x, and any winnings are converted to cash! |
| Caesars Palace | 4.85/5 | 100% up to $1,000 + 2,500 Reward Credits |
Not Needed
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1,800+ | 1 – 3 Days | caesarspalaceonline.com | Must be 21+ and physically present in MI, NJ, PA and WV only. New users and first deposit only. Must register using eligible promo code. Wager $25+ to receive 2,500 Reward Credits. Max. deposit-match bonus of $2,500. Minimum wagering within 7 days required to unlock bonuses. NJ bonuses apply to slot play only. Full terms and wagering requirements at Caesarspalaceonline.com/promos. Void where prohibited. Know When To Stop Before You Start.® Gambling Problem? MI: Call the Michigan Problem Gambling Helpline at 1-800-270-7117; NJ, WV, PA (Affiliated with Harrah's Philadelphia): If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537) or WV: Visit 1800gambler.net; ON: Visit connexontario.ca or call 1-866-531-2600 or text CONNEX to 247247. |
| West Virginia Online Casino | Rating | Bonus | Bonus Code | All Casino Games | Payout Speed | Website | Terms |
|---|---|---|---|---|---|---|---|
| Caesars Palace | 4.85/5 | 100% up to $1,000 + 2,500 Reward Credits |
Not Needed
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1,800+ | 1 – 3 Days | caesarspalaceonline.com | Must be 21+ and physically present in MI, NJ, PA and WV only. New users and first deposit only. Must register using eligible promo code. Wager $25+ to receive 2,500 Reward Credits. Max. deposit-match bonus of $2,500. Minimum wagering within 7 days required to unlock bonuses. NJ bonuses apply to slot play only. Full terms and wagering requirements at Caesarspalaceonline.com/promos. Void where prohibited. Know When To Stop Before You Start.® Gambling Problem? MI: Call the Michigan Problem Gambling Helpline at 1-800-270-7117; NJ, WV, PA (Affiliated with Harrah's Philadelphia): If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537) or WV: Visit 1800gambler.net; ON: Visit connexontario.ca or call 1-866-531-2600 or text CONNEX to 247247. |
| BetRivers | 4.90/5 | Up to $500 Back + 250 Bonus Spins |
WELCOME
|
2,000+ | Instant – 1 Day | wv.betrivers.com | T&Cs apply. 21+. New customers only. Must be physically present in NJ, MI, or WV. First deposit $10+ with code CASINOBACK required. Get 100% of net casino losses back (up to $500) from first 24 hours as 1x Bonus Money. Bonus must be activated and wagered within 30 days. Bonus excluded from Baccarat and Roulette. One per customer. Gambling problem? Call 1-800-GAMBLER. |
Transactions: Deposits & Withdrawals
PayNearMe enables US casino players to make cash deposits at over 27,000 retail locations including 7-Eleven, CVS Pharmacy, Family Dollar, and ACE Cash Express stores. Regulated by state gaming authorities and operating under FinCEN compliance standards, PayNearMe provides a secure bridge between cash transactions and online casino accounts across New Jersey, Pennsylvania, Michigan, and West Virginia.
Every PayNearMe casino listed here generates a unique barcode that you present at participating retail locations. Cashiers scan the barcode, accept your cash payment, and the funds transfer to your casino account within minutes. This system eliminates the need for bank accounts, credit cards, or digital payment platforms, making online gambling accessible to unbanked players or those who prefer keeping gaming transactions separate from traditional banking.
Deposit Process
Making a PayNearMe deposit involves generating a barcode online and paying cash at a nearby retail location:
- Log into your casino account and navigate to the cashier
- Select PayNearMe as your deposit method
- Enter your desired deposit amount
- Generate your unique PayNearMe barcode
- Take the barcode to any participating retail location
- Present the barcode to the cashier along with cash
- Receive a receipt confirming your payment
- Funds appear in your casino account within 5-15 minutes
PayNearMe deposits process in near real-time, with most transactions completing within 15 minutes of the retail cashier confirming payment. The barcode remains valid for 14 days, giving you flexibility to make the deposit when convenient.
Before visiting a retail location:
Use the PayNearMe store locator in your casino’s cashier section to find the nearest participating location. Bring sufficient cash to cover your deposit amount, as retail locations cannot provide change for amounts exceeding your barcode value.
- Minimum deposits typically start at $10-$20
- Maximum deposits range from $500 to $2,500 per transaction
- Multiple deposits allowed per day at most casinos
Withdrawal Process
PayNearMe functions exclusively as a deposit method and does not support withdrawals. Players using PayNearMe for deposits must select an alternative payment method for withdrawals.
- Log into your casino account
- Navigate to the withdrawal section
- Choose from available withdrawal methods (bank transfer, Play+, PayPal, check)
- Enter your withdrawal amount and payment details
- Submit your request for processing
Most PayNearMe casinos recommend setting up Play+ or online banking for withdrawals, as these methods offer the fastest processing times. Bank transfers typically take 3-5 business days, while Play+ withdrawals clear in 1-2 days.
First-time withdrawals require identity verification at all US-licensed casinos. Complete this one-time process by submitting government-issued ID and proof of address through the casino’s secure document portal.
- Play+ withdrawals: 1-2 business days
- Bank transfer (ACH): 3-5 business days
- Check by mail: 7-14 business days
Fees and Limits
The table below displays typical transaction ranges, processing times, and fee structures at leading PayNearMe casinos across four regulated states. Comparing these details helps you identify which casinos offer the most favorable terms for cash deposits.
Transaction limits vary by casino and your account verification status. Most operators set $10-$20 minimum deposits with single-transaction maximums between $500 and $2,500. Daily and monthly deposit limits apply separately and typically range from $2,500 to $10,000, though fully verified accounts may access higher thresholds.
PayNearMe charges no fees to players for deposits. However, some retail locations may charge a small convenience fee (typically $1-$3) for processing cash transactions. Check with the specific store before completing your transaction to understand any applicable charges.
| Casino | State | Min Deposit | Max Deposit | Deposit Time | Withdrawal Time | Fees |
|---|---|---|---|---|---|---|
| BetRivers | Michigan | $10 | No Daily Limit | Instant | Instant-24h | None |
| Caesars Palace | Michigan | $10 | $5,000/day | Instant | 1-3 Days | None |
| BetRivers | New Jersey | $10 | No Daily Limit | Instant | Instant-24h | None |
| bet365 | New Jersey | $10 | $30,000/day | 5-15 Minutes | Instant-3 Days | None |
| Stardust Casino | New Jersey | $10 | $1,000,000 | Instant | Instant | None |
| BetRivers | Pennsylvania | $10 | No Daily Limit | Instant | Instant-24h | None |
| Caesars Palace | Pennsylvania | $10 | $5,000/day | Instant | 1-3 Days | None |
| BetRivers | West Virginia | $10 | No Daily Limit | Instant | Instant-24h | None |
| Caesars Palace | West Virginia | $10 | $5,000/day | Instant | 1-3 Days | None |
For a comprehensive comparison, visit our page comparing the best online casinos in the US, where we evaluate operators by game variety, bonus structures, and payment method availability.
Our Top-Rated PayNearMe Casino
BetRivers Michigan ranks as our top PayNearMe casino for its seamless barcode generation, extensive retail network access, and instant deposit processing. The platform makes cash deposits straightforward with clear instructions and reliable customer support to assist with any PayNearMe transaction questions.
While BetRivers Michigan leads our PayNearMe casino rankings, several other strong options exist across different states. Review our top PayNearMe casinos table to compare deposit limits, bonus offers, and overall platform quality.
PayNearMe Casino Bonuses
The table below displays welcome bonuses available when using PayNearMe for your qualifying deposit. All listed bonuses are accessible to PayNearMe users, making cash deposits eligible for the same promotional offers as other payment methods.
| Casino | State | Welcome Bonus | Overall Rating | Wagering Requirements | Secure link | Terms |
|---|---|---|---|---|---|---|
| BetRivers | Up to $500 Back + 500 Bonus Spins | 4.90/5 | 1x | Play Here | T&Cs apply. 21+. New customers only. Must be physically present in NJ, MI, or WV. First deposit $10+ with code CASINOBACK required. Get 100% of net casino losses back (up to $500) from first 24 hours as 1x Bonus Money. Bonus must be activated and wagered within 30 days. Bonus excluded from Baccarat and Roulette. One per customer. Gambling problem? Call 1-800-GAMBLER. | |
| Caesars Palace | 100% up to $1,000 + 2,500 Reward Credits | 4.85/5 | 15x | Play Here | Must be 21+ and physically present in MI, NJ, PA and WV only. New users and first deposit only. Must register using eligible promo code. Wager $25+ to receive 2,500 Reward Credits. Max. deposit-match bonus of $2,500. Minimum wagering within 7 days required to unlock bonuses. NJ bonuses apply to slot play only. Full terms and wagering requirements at Caesarspalaceonline.com/promos. Void where prohibited. Know When To Stop Before You Start.® Gambling Problem? MI: Call the Michigan Problem Gambling Helpline at 1-800-270-7117; NJ, WV, PA (Affiliated with Harrah's Philadelphia): If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537) or WV: Visit 1800gambler.net; ON: Visit connexontario.ca or call 1-866-531-2600 or text CONNEX to 247247. | |
| Stardust Casino | 50% Cash Back Up to $150 On 1st Deposit | 4.70/5 | 20x | Play Here | Valid for new customers only. Min. deposit $10. 100% match up to $100 bonus plus 200 spins on Starburst. Must select offer at deposit to receive bonuses. 20X play-through requirements. Only qualified games contribute towards wagering. 7 days validity period. Terms & conditions apply. | |
| bet365 | 100% up to $1,000 | 4.65/5 | 20x | Play Here | T&Cs apply. 21+. New bet365 Casino customers only. PA residents. Offer valid from Mar 17 – Aug 4, 2025. Register and deposit $10+ to qualify. Claim to reveal 5–50 free spins. Up to 10 reveals allowed over 20 days (max 500 spins). Spins valid on select games only. No wagering required. Spins expire in 7 days. Gambling problem? Call 1-800-GAMBLER. |
These PayNearMe-accessible welcome offers represent a starting point for promotional value. For complete coverage of ongoing promotions, check our casino bonuses page for US players featuring reload offers, free play deals, and loyalty program benefits.
Bonus Eligibility
PayNearMe deposits qualify for welcome bonuses at all listed casinos without restriction. Unlike some international payment methods that may be excluded from promotional offers, cash deposits through PayNearMe receive the same bonus treatment as credit cards, bank transfers, and e-wallets.
Wagering requirements range from 1x to 20x the bonus amount depending on the casino and specific promotion. PayNearMe deposits typically post to accounts within 15 minutes, meaning your bonus credits shortly after the retail location confirms your payment.
Verify the minimum qualifying deposit before generating your PayNearMe barcode. Most casinos require at least $10-$20 to activate welcome bonus eligibility.
Pros and Cons
Here are the main advantages and limitations of using PayNearMe at US online casinos, focusing on accessibility, convenience, and practical considerations for cash-based transactions.
- Pros
-
- No bank account or credit card required
- Over 27,000 retail locations nationwide
- Deposits process within 5-15 minutes
- No player fees from PayNearMe
- Keeps gambling transactions off bank statements
- Cons
-
- Deposit-only method – cannot withdraw via PayNearMe
- Requires visiting retail location in person
- Lower maximum deposit limits than other methods
- Some retail locations charge convenience fees
- Not available for online payment convenience
PayNearMe provides essential access to online gambling for players without traditional banking services or those preferring cash transactions. While the deposit-only limitation requires pairing with another withdrawal method, the extensive retail network makes it highly accessible across all regulated states.
Comparison With Other Payment Methods
The table below compares PayNearMe against other payment options at US online casinos, highlighting differences in accessibility, processing speed, and transaction limits. This comparison shows where PayNearMe excels and where alternative methods may offer advantages.
| Payment Method | Deposit Time | Withdrawal Time | Fees | Minimum Deposit |
|---|---|---|---|---|
| PayNearMe | 5-15 Minutes | N/A | Free (retail may charge) | $10 |
| Play+ | Instant | 1-2 Days | Free | $10 |
| Cash at Cage | Instant (in-person) | Instant (after approval) | Free | $10-$20 |
| PayPal | Instant | 1-3 Days | Free | $10 |
| Venmo | Instant | 2-3 Days | Free | $10 |
| Debit Cards | Instant | 3-5 Days | Free | $10 |
| Online Banking | 1-3 Days | 3-5 Days | Free | $10 |
Alternatives to PayNearMe
While PayNearMe excels at providing cash deposit access, several alternative payment methods offer different advantages depending on your banking situation and preferences.
- Play+ – Offers both deposits and withdrawals with faster processing than traditional banking. The prepaid card system provides ATM access and works everywhere Discover is accepted, making it more versatile than deposit-only PayNearMe.
- Cash at Cage – Available in New Jersey and Pennsylvania at casino retail locations. Provides instant deposits and same-day withdrawal access but requires visiting casino properties rather than convenience stores.
- PayPal – Accepted at select casinos in New Jersey, Pennsylvania, and Michigan. Offers instant deposits and 1-3 day withdrawals for players with existing PayPal accounts, eliminating the need for in-person transactions.
- Online Banking/ACH – Universal availability but requires a bank account. Provides both deposit and withdrawal capabilities with 1-3 day deposit times and 3-5 day withdrawals.
- Prepaid Cards – Options like Vanilla Visa or prepaid Mastercards work at some casinos for deposits. Limited withdrawal support and potential for declined transactions make them less reliable than PayNearMe.
Tip: Explore our full casino payment methods breakdown for detailed comparisons by state and transaction type.
Responsible Gambling
Gambling carries significant financial risk and can cause serious harm when not properly controlled. Problem gambling can destroy finances, damage relationships, and severely impact mental health. If you’re experiencing gambling-related problems, confidential help is available through the National Council on Problem Gambling at 1-800-522-4700, operating 24 hours daily.
All state-licensed casinos must provide responsible gambling tools including deposit limits, session time restrictions, temporary breaks, and permanent self-exclusion options. Use these protective features before problems develop. Warning signs include chasing losses, lying about gambling activity, gambling with needed funds, or feeling unable to stop despite negative consequences.
Each regulated state operates self-exclusion programs that block access to all licensed gambling operators within that jurisdiction. You must be at least 21 years old to gamble legally in New Jersey, Pennsylvania, Michigan, and West Virginia.
- Set strict deposit and loss limits before you begin
- Never gamble with money needed for essential expenses
- Take regular breaks to maintain clear judgment
- Never chase losses – this is a major warning sign
- If gambling causes stress or affects your life – seek help immediately
Frequently Asked Questions
Here are answers to the most common questions about using PayNearMe at US online casinos, covering the process, retail locations, fees, and practical considerations.
How do I make a PayNearMe deposit at online casinos?
Select PayNearMe in your casino cashier and enter your deposit amount to generate a barcode. Visit any participating location like 7-Eleven or CVS, present the barcode with cash to the cashier. Funds appear in your account within 5-15 minutes.
What retail stores accept PayNearMe for casino deposits?
PayNearMe works at over 27,000 locations including 7-Eleven, CVS Pharmacy, Family Dollar, ACE Cash Express, and Casey's General Store. Use your casino's store locator tool to find the nearest participating location in your area for convenient cash deposits.
Are there fees for using PayNearMe at casinos?
PayNearMe charges no player fees for casino deposits. However, retail locations may charge a convenience fee of $1-$3 for processing cash transactions. These fees vary by store, so confirm with the cashier before completing your payment at that location.
Can I withdraw my winnings using PayNearMe?
No, PayNearMe only supports deposits. You must use alternative withdrawal methods like Play+, bank transfer, PayPal, or check. Most casinos recommend Play+ for fastest withdrawals, processing within 1-2 business days once the casino approves your request.
Which states allow PayNearMe deposits for online casinos?
PayNearMe is available at licensed online casinos in New Jersey, Pennsylvania, Michigan, and West Virginia. All four states have regulated markets where PayNearMe operates under state gaming authority oversight. Availability may expand as more states legalize online gambling.